Finzen

🧘‍♂️ Finzen: Your Path to Financial Zen Finzen is an all-in-one financial dashboard that combines Envelope Budgeting with Portfolio Tracking. Built on the philosophy that Awareness > Automation, it turns manual transaction logging into a daily mindfulness ritual.

🚀 Key Features

Envelope Budgeting: Give every dollar a job before the month starts using zero-based budgeting.

Automatic Rollover: Unspent balances carry forward to next month, rewarding disciplined spending.

Live Portfolio: Track 15,000+ stocks and 10,000+ cryptos with real-time market updates.

Physical Commodities: Monitor physical gold, silver, and copper holdings in grams.

The "Runway" Metric: Instantly see how many months you can survive if your income stops today.

Net Worth Graph: A real-time visualization of your total wealth, minus liabilities.

🛠 How It Works

Three Account Types: Keep daily spending (On-Budget), savings/debt (Off-Budget), and Investments distinct.

Visual Reports: Gain insights through spending trends, net worth history, and Sankey cash flow diagrams.

The 2-Minute Habit: Log transactions in seconds to turn raw data into financial clarity.

"The budget isn't a restriction—it's a plan."

Stop guessing and start growing. 🔗 finzen.org