NaGieldach.pl

NaGieldach.pl is a comprehensive Polish investment portal designed specifically for investors in Poland. The platform combines practical financial education with powerful calculation tools to help users navigate complex investment scenarios.

Key Features

• PIT-38 Tax Calculator: Automatically calculates taxes on foreign investments using FIFO method, imports CSV files from brokers, fetches NBP exchange rates, and generates XML files compatible with e-Deklaracje.
• Privacy-First Design: All calculations happen locally in the browser - no data is sent to servers, ensuring complete privacy.
• Multiple Calculators: Includes tools for dividends, IKE/IKZE retirement accounts, DCA strategies, FIRE calculations, and general tax planning.
• Educational Content: Provides guides on investing basics, ETFs, taxes, foreign dividends, and broker comparisons.
• Broker Compatibility: Supports Trading 212, Interactive Brokers, XTB, BOŚ Bossa, mBank eMakler, and other Polish brokers.

Primary Use Case

The platform serves Polish investors who need to calculate and file taxes on foreign investments (PIT-38), while also providing educational resources to improve financial literacy. It's particularly valuable during tax season when investors must reconcile complex international transactions with Polish tax regulations.

The service is completely free and operates entirely client-side, making it accessible to all investors regardless of technical expertise.